Multi-currency business banking with real UK account details
A Wise Business account for your UK LTD, with a UK sort code and account number, a EUR IBAN and USD routing details, so Stripe, PayPal and your clients all have somewhere to pay you.
From
£100one-off
as an add-on for an existing UK LTD, or bundled from £179 with formation
Usually live 2 to 5 business days after your company exists
No payment taken until you confirm your package.
What's included
Everything in Wise Business Setup
Wise Business account application
Opened in your UK company's name, with ownership and control structure declared exactly as it appears on the Companies House register.
Local account details in major currencies
A UK sort code and account number, a EUR IBAN, USD routing details and more, so clients pay you locally instead of via expensive international wires.
Payout destination for Stripe and PayPal
Your UK details are what Stripe and PayPal will pay out to. We configure both sides so money lands where you expect it.
Business verification handled
Wise verifies your company and its owners. We prepare the ownership documents and the business description that verification depends on.
Team and card setup guidance
Where you need them, we walk you through Wise business debit cards and adding team members with the right permissions.
Currency workflow advice
Practical guidance on holding balances versus converting, and how to avoid paying twice when money moves between platforms.
Who this is for
Is this the right fit for you?
Freelancers paid in multiple currencies
Invoice a US client in USD and a German client in EUR, and hold both without forced conversion.
Anyone who needs a Stripe payout account
Stripe UK pays out to a UK bank account. Wise gives you exactly that, without visiting a branch.
Agencies paying overseas contractors
Batch payouts at the mid-market rate cost far less than sending international wires through a traditional bank.
Sellers tired of conversion spreads
If your processor is converting every sale at 2 to 4% above the real rate, holding the currency instead is straightforwardly cheaper.
What you need to provide
- Certificate of Incorporation and company number
- Director and shareholder ID documents
- Proof of address for each person with significant control
- A description of your business and expected monthly transaction volume
- The countries you expect to send money to and receive it from
- Your company's registered office address (we provide this if you are on one of our packages)
Timeline
Day 1
Application submitted with your company and ownership details.
Day 1 to 3
Wise runs business verification and may ask targeted follow-up questions.
Day 2 to 5
Account approved and your UK, EUR and USD account details are issued.
Day 3 to 5
We link the account as the payout destination for Stripe and PayPal.
What we cannot promise
Wise runs its own verification and may decline or later close accounts under its acceptable use policy. High-risk industries and certain sanctioned jurisdictions are outside what it will support. We tell you upfront if your situation looks likely to run into that.
Pricing for Wise Business Setup
Buy Wise Business on its own for £100 if you already have a UK LTD, or bundle it with formation from £179. All three platforms together cost £149 as an add-on.
This service, standalone
£100
as an add-on for an existing UK LTD, or bundled from £179 with formation
FAQ
Wise Business Setup questions
Is Wise a bank?
Can Stripe pay out to Wise?
What does it cost to run?
Can I get a business debit card?
Also available
Other services
Ready to set up Wise Business?
Tell us what you need and we will confirm your package, timeline and documents within one business day.